Cataract Operation Price with Lens in Mumbai: Complete Cost Breakdown
Complete Pricing for Cataract Operation with Lens
Understanding the complete price of cataract operation with lens helps you plan financially for your surgery. The total cost includes the surgical procedure, the intraocular lens (IOL), facility charges, medications, and follow-up care.
Thank you for reading this post, don't forget to subscribe!At Dr. Jignesh Gala’s Andheri West clinic, we provide transparent all-inclusive pricing with no hidden charges. This guide breaks down the complete cost for different surgical techniques and IOL combinations.
Insurance coverage significantly reduces out-of-pocket costs. Most policies cover standard cataract surgery with mono-focal IOLs. Premium lenses and laser surgery require additional payment.
Price Breakdown by Surgery Type and Lens
| Surgery + Lens Combination | Total Cost/Eye | Insurance Coverage |
|---|---|---|
| Phaco + Indian Mono-focal IOL | ₹25,000 – ₹32,000 | Typically full coverage |
| Phaco + Imported Mono-focal IOL | ₹35,000 – ₹45,000 | Full or minimal co-pay |
| MICS + Premium Mono-focal IOL | ₹42,000 – ₹55,000 | Partial; pay difference |
| Phaco + Multifocal IOL | ₹55,000 – ₹75,000 | Base covered; lens extra |
| Phaco + Trifocal IOL (PanOptix) | ₹85,000 – ₹1,20,000 | Partial coverage |
| FLACS + Trifocal/Toric IOL | ₹1,10,000 – ₹1,50,000 | Limited coverage |
Prices include: surgeon fee, IOL, OT charges, anesthesia, diagnostic tests, medications, and follow-up visits.
Cost Components Explained
Surgeon Fee (₹8,000 – ₹25,000): Reflects the surgeon’s qualifications and experience. Dr. Gala’s fee is commensurate with his FRCS Glasgow, MRCS Edinburgh, and 25,780+ surgery credentials.
IOL Cost (₹5,000 – ₹90,000): The lens itself varies significantly by type. Mono-focal is most affordable. Trifocal and toric lenses are premium options.
OT & Facility Charges (₹5,000 – ₹20,000): Operation theater, equipment usage, nursing staff, and facility overheads.
Diagnostics (₹2,000 – ₹6,000): Pre-operative testing including biometry, OCT, and topography.
Medications (₹1,500 – ₹3,000): Post-operative eye drops for 3-4 weeks.
Follow-ups (Included): Post-operative visits at day 1, week 1, and month 1.
Insurance and Cashless Options
Most health insurance policies cover cataract operation with lens:
Coverage Amount: Typically ₹24,000 – ₹60,000 per eye depending on sum insured and policy terms.
Cashless Processing: Available through Star Health, HDFC Ergo, ICICI Lombard, Bajaj Allianz, New India Assurance, Oriental Insurance, United India, and most other insurers.
Our Process: We verify coverage, obtain pre-authorization, perform surgery, and handle claim settlement — you focus on recovery.
Out-of-Pocket: You pay only the difference between total cost and insurance coverage. For standard mono-focal surgery, this is often zero.
Call +91-77188-85245 with your insurance details for a coverage check.
Why Choose Dr. Jignesh Gala?
- FRCS (Glasgow) & MRCS (Edinburgh) – Globally recognized qualifications
- LV Prasad Eye Institute Fellowship – Premier eye care training
- BMJ Peer Reviewer – Internationally acknowledged expertise
- 25,780+ Eye Procedures – Proven surgical excellence
- 1,62,441+ Patients Treated – Trusted by lakhs of families
- 12+ Years Experience – Decade of specialized practice
- Cashless Insurance – All major TPAs & mediclaim accepted
- Convenient Location – Andheri West, heart of Mumbai
Frequently Asked Questions
What is the total cost of cataract operation with lens?
Complete cost ranges from ₹25,000 (standard phaco + Indian mono-focal) to ₹1,50,000 (FLACS + premium trifocal). Includes surgery, lens, OT, medicines, and follow-ups.
Does the price include everything or are there hidden charges?
Our quoted price includes everything — no hidden charges. You receive a written cost breakdown before surgery.
How much will insurance cover for cataract operation with lens?
Most policies cover ₹24,000-₹60,000 per eye. Standard mono-focal surgery is usually fully covered. Premium lenses require additional payment.
Can I choose a premium lens and pay the difference?
Yes, insurance covers the base amount, and you pay the difference for premium IOL upgrades. We explain costs clearly before surgery.
Are there EMI options for cataract operation payment?
Yes, medical EMI through partner NBFCs and credit card EMI options are available. Contact our clinic for details.
Book Your Cataract Consultation Today
Don’t let cataracts cloud your vision. Take the first step towards crystal clear sight with Dr. Jignesh Gala.
📞 Call: +91-77188-85245
🌐 www.drjigneshgalaeye.com | www.crystalcleareye.in
📍 Laram Centre CHS, A1-202, Swami Vivekanand Rd, above Sunil Jewellers, near NADCO Shopping Centre, Railway Colony, Andheri West, Mumbai 400058